Personal Loans
Personal loans are a flexible way to access funds when you need them most.
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Fast and easy application process.
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Funds in your nominated account within 24 hours after approval.
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Wide selection of lenders to choose from.
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For any personal use purposes.
Eligibility
There are some basic eligibility requirements.
You must:
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Be applying as an individual (no joint applications)
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Be a citizen or permanent resident of Australia and currently residing in Australia
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Be at least 18 years of age
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Not have any outstanding defaults
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Not have any court judgements, writs, or bankruptcies
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Not currently in collections for any existing debts
Self-employed applicants
If you are self-employed, you must also:
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Have been trading for at least 2 years
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Provide the previous financial year's tax return, that shows income has been paid to you from your business, and the notice of assessment
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Be borrowing for predominantly personal or personal investment purposes
Got your eye on something or just waiting for the right moment to make a move?
A personal loan could help you take action sooner and turn those plans into reality.
Whether you're looking to:
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Consolidate credit cards or personal debts into one simple repayment
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Upgrade your home or tackle renovations you've been putting off
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Buy a car, bike, caravan or even a boat
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Cover medical or dental costs without stress
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Fund holidays, weddings or big life events
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Handle unexpected expenses without dipping into your savings i.e. car repairs
A personal loan can help you get there sooner.
Loan Types:
Unsecured: No asset security required
Secured: Asset security required i.e. New or Used Car
Loan amount:
Unsecured: from $10,0000 up to $50,000
Secured: From $10,000 up to $100,000
Loan Term:
Up to 7 Years
Repayment: Weekly, Fortnightly or Monthly